Good Day,
Elpat Financial Services is here to support the SME market across South Africa with fast, affordable funding—no credit checks required.
We offer:
Business Loans – Up to R10 million, approved within 72 hours.
Personal Loans – Up to R5 million, approved within 48 hours.
Home, Farmers & Construction Loans – Up to R20 million, approved within 3–5 working days.
As a trusted financial partner, we have already helped many businesses—whether you’re self-employed, a contractor, retailer, restaurant owner, engineer, cleaning service, child-care provider, or web designer. Your time is valuable, and our goal is to provide flexible finance that works with your cash flow needs.
That’s why we cut out the red tape: no branches, no queues, no endless paperwork. Just quick, reliable access to the funding you need to grow.
How to Apply:
TO APPLY KINDLY SEND
1. A clear copy of your valid ID
2. Pay Slip OR 3 Months Bank Statement
3. Cell No. / Office No...................
4. Whatsapp No (Optional)..................
5. Email...............
6. Loan Amount.............................. NOTE: (minimum loan amount R50,000.00 to R50,000,000.00) only.
7. Loan Repayment Duration...............
8. Loan Type..............................
5% Repayment Schedule Table for Guide to Application
Loan Amount | Duration (Year) | Repayment Period | Loan Amount | Duration (Year) | Repayment Period | Loan Amount | Duration (Year) | Repayment Period |
R 50,000 | 2 | R2, 193.57 | R 50,000 | 3 | R1, 498.54 | R 50,000 | 5 | R 943.56 |
R 100,000 | 3 | R2, 997.09 | R 100,000 | 4 | R2, 302.93 | R 100,000 | 6 | R1,610.49 |
R 150,000 | 3 | R 4,495.63 | R150,000 | 5 | R2, 830.69 | R150,000 | 7 | R2,120.09 |
R 300,000 | 4 | R 6,908.79 | R 300,000 | 6 | R 4,831.48 | R 300,000 | 8 | R3,797.98 |
R 400,000 | 5 | R 7,548.49 | R 400,000 | 7 | R 5,653.56 | R 400,000 | 9 | R4,606.91 |
R 600,000 | 6 | R9, 662.96 | R 600,000 | 8 | R 7,595.95 | R 600,000 | 10 | R6,363.93 |
R 800,000 | 7 | R11,307.13 | R 800,000 | 9 | R 9,213.82 | R 800,000 | 11 | R7,891.59 |
R1,000,000 | 8 | R12,659.92 | R1,000,000 | 10 | R10,606.55 | R1,000,000 | 12 | R9,248.90 |
Please Note:
Loan amounts range from R50,000.00 to R20,000,000.00. Kindly indicate the amount you are applying for in your application.
Credit decision within 24–48 hours.
Funds available in your account within 24–48 hours of approval.
Fast and hassle-free process.
Free monthly statements sent directly to your email.
Customer Protection Insurance included for your peace of mind.
Immediate access to funds once transferred.
For quick assistance, you can reach us via WhatsApp: +27 (0)63 348 1211
Or call us directly on +27 (0)635725001 for more information.
Thanks for Choosing Direct Elpat Financial Services
Elpat Financial Services
Loan adviser
Louw Anita (Mrs)
Elpat Financial Services - 43 Long street, cape town city centre cape town 800 south Africa,
Cape Town.
And Our Direct Connection to Financial Services. Registered Credit Provider.
Elpat Financial Services SA (Pty) Ltd (Registration No 2015/085124/07 / NCRCP/119387 is an authorised Financial Services Provider.
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